Master your money with smart calculators
Modern finance calculators for personal finance, investments, taxes, business, sales & currency. Free, fast, accurate — with charts, schedules, and PDF export. Instant calculations, beautiful charts, and detailed schedules — no signup required.
Explore by Category
Six powerful categories covering every financial calculation need
Personal Finance
EMI, loans, salary, savings — your everyday money tools.
Investment
SIP, FD, retirement, inflation & more growth calculators.
Tax Calculators
GST, income tax, TDS & capital gains — multi-country.
Business Finance
Profit margins, ROI, valuation & break-even analysis.
Sales & Pricing
Discounts, markups, commissions & sales tax.
Currency Tools
Live exchange rates, conversion & purchasing power.
Most Popular Calculators
EMI Calculator
Calculate monthly EMI for any loan with detailed schedule.
Loan Calculator
Generic loan EMI calculator for any amount.
Home Loan Calculator
Plan your home loan EMI, eligibility & total interest.
Car Loan Calculator
Estimate monthly car loan EMI & total cost.
Personal Loan Calculator
Instant personal loan EMI & total cost.
Salary Calculator
Compute take-home salary after taxes & deductions.
Featured Calculators
EMI Calculator
Calculate monthly EMI for any loan with detailed schedule.
Home Loan Calculator
Plan your home loan EMI, eligibility & total interest.
Education Loan Calculator
Plan student loan EMIs for higher studies.
Salary Calculator
Compute take-home salary after taxes & deductions.
SIP Calculator
Calculate returns on monthly SIP investments.
Compound Interest Calculator
Calculate compound interest with custom compounding frequency.
Recently Added
Emergency Fund Calculator
Calculate the ideal emergency fund for your lifestyle.
Goal Planning Calculator
Plan monthly investments needed to reach a financial goal.
Capital Gains Calculator
Calculate LTCG/STCG tax on stocks, debt, real estate.
Purchasing Power Calculator
Compare purchasing power across currencies & inflation.
Educational Articles
Learn the fundamentals behind the numbers
How EMI Works: A Complete Guide to Equated Monthly Installments
EMI (Equated Monthly Installment) is the fixed monthly payment you make to repay a loan. While the EMI amount stays constant, the split between principal and interest changes dramatically over the loan tenure.
SIP vs FD: Which Investment Is Better for You?
SIPs and FDs serve different purposes. SIPs in equity funds offer higher long-term returns with market risk. FDs offer guaranteed returns but lower post-tax real returns.
GST Explained: India's Comprehensive Indirect Tax System
GST (Goods and Services Tax) replaced 17 previous central and state taxes in 2017. It's structured as CGST + SGST for intra-state and IGST for inter-state transactions.
Income Tax Guide: Slabs, Deductions, and Saving Strategies
India offers two tax regimes: old (with deductions) and new (with lower slabs). Most salaried individuals benefit from the new regime, but those with home loans or large 80C investments may prefer old.
Loan Interest Explained: Fixed vs Floating, Reducing Balance vs Flat
Loan interest calculation methods dramatically affect your total cost. Reducing balance (most common) charges interest only on outstanding principal. Flat rate (some car/personal loans) charges on original principal throughout.
Compound Interest: The Eighth Wonder of the World
Compound interest — earning interest on interest — is the most powerful wealth-building force. Einstein supposedly called it the eighth wonder of the world. Small differences in rate and time create massive outcome differences.
Loved by Users Worldwide
Trusted by professionals, students, and everyday investors
"FinanceCalc Hub has become my go-to for all financial planning. The SIP calculator helped me project my retirement corpus accurately. The step-by-step breakdown is brilliant for understanding the math behind the numbers."
"I recommend FinanceCalc Hub to all my clients. The tax calculators are spot-on with the latest slabs, and the multi-country support is excellent for my NRI clients. The PDF export feature is a lifesaver for client reports."
"The business calculators saved me hours during tax season. Profit margin, break-even, and ROI tools are intuitive and accurate. Being able to compare scenarios side-by-side helped me make better pricing decisions."
"Clean, professional, and comprehensive. I use the compound interest and retirement calculators in client meetings regularly. The dark mode is easy on the eyes during long sessions. Highly recommend to fellow advisors."
"As a senior citizen, I needed tools to plan my SWP from mutual funds. The SWP calculator showed me exactly how long my corpus would last. The retirement calculator's inflation adjustment is something most free tools miss."
"The currency converter with live rates is incredibly useful for my international client work. Love that it gracefully falls back when offline. The purchasing power calculator helped me compare remote work offers across countries."
Frequently Asked Questions
Everything you need to know about FinanceCalc Hub